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| No matter what type of mortgage financing you are looking for, it makes sense to speak to a mortgage professional to explore your options. Contact me to go over the different programs and rates that I have to offer and start living your dream today.
FIRST TIME HOME BUYERS We offer Professional Mortgage Advice and Service. If you are a First Time Home Buyer, we will carefully review your situation with you; provide you with a booklet with All You Need to Know about First Time Home Buying. Looking at all your options together we will arrange a mortgage that best suits your needs and your situation. RENEWALS (is your mortgage coming due?) We also provide mortgages for clients who are looking to renew their mortgage and perhaps find themselves not being offered the best rate available with their current lender. REFINANCING Refinancing is a large part of the mortgage industry as interest rates continue to stay at all time lows, people with a high interest rate mortgage and possibly a number of debts such as Lines of Credit (LOC) which never seem to get paid down, we can offer you a mortgage solution that in the end should provide you with a huge monthly debt relief and the knowledge that your debts are gone and you no longer have to worry about how you're going to pay them. Many times, refinancing your mortgage and paying out all your debts may keep your current mortgage in or around the same as you're paying now without all the debt payments. CREDIT ISSUES If you know that you are getting close to having a problem in paying your debts every month, it is in your best interest to seek guidance from a professional. Don't wait until you have missed a number of payments. The creditors are calling you making your life miserable, you have missed a mortgage payment,and all those situations don't put you in the best situation to refinance your mortgage and pay out your debts. It can be done, but you are better off to review your options before your credit becomes bruised. WHAT IS THE MORTGAGE APPLICATION PROCESS? First, I will provide you with a privacy booklet which advises you of your rights to privacy. Secondly, I will require 2 pieces of identification and you to fill out a form. Thirdly, I will take a mortgage application online, requiring your name, address telephone numbers, employment information and your assets as well as all current mortgage and for what amount you qualify for. We will go over your payment options, your amortization periods, and ultimately decide on a monthly payment best suited for you. APPOINTMENTS Appointments are not necessary, although if you wish to make an appointment call my offices at 1-519-843-7771 and we will schedule a time best suited to your schedule. |
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